diff --git a/overdue/src/main/resources/NoOverdueConfig.xml b/overdue/src/main/resources/NoOverdueConfig.xml
new file mode 100644
index 0000000..b70da8d
--- /dev/null
+++ b/overdue/src/main/resources/NoOverdueConfig.xml
@@ -0,0 +1,27 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+ ~ Copyright 2010-2013 Ning, Inc.
+ ~ Copyright 2014 Groupon, Inc
+ ~ Copyright 2014 The Billing Project, LLC
+ ~
+ ~ The Billing Project licenses this file to you under the Apache License, version 2.0
+ ~ (the "License"); you may not use this file except in compliance with the
+ ~ License. You may obtain a copy of the License at:
+ ~
+ ~ http://www.apache.org/licenses/LICENSE-2.0
+ ~
+ ~ Unless required by applicable law or agreed to in writing, software
+ ~ distributed under the License is distributed on an "AS IS" BASIS, WITHOUT
+ ~ WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied. See the
+ ~ License for the specific language governing permissions and limitations
+ ~ under the License.
+ -->
+
+<overdueConfig xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+ xsi:noNamespaceSchemaLocation="CatalogSchema.xsd ">
+ <accountOverdueStates>
+ <state name="Clear">
+ <isClearState>true</isClearState>
+ </state>
+ </accountOverdueStates>
+</overdueConfig>
