diff --git a/payment/src/main/java/org/killbill/billing/payment/core/PaymentMethodProcessor.java b/payment/src/main/java/org/killbill/billing/payment/core/PaymentMethodProcessor.java
index 5e50070..18d3493 100644
--- a/payment/src/main/java/org/killbill/billing/payment/core/PaymentMethodProcessor.java
+++ b/payment/src/main/java/org/killbill/billing/payment/core/PaymentMethodProcessor.java
@@ -691,7 +691,7 @@ public class PaymentMethodProcessor extends ProcessorBase {
boolean shouldUpdateDefaultPaymentMethod = true;
if (account.getPaymentMethodId() != null) {
- final PaymentMethodModelDao currentDefaultPaymentMethod = getPaymentMethodById(account.getPaymentMethodId(), false, context);
+ final PaymentMethodModelDao currentDefaultPaymentMethod = getPaymentMethodById(account.getPaymentMethodId(), true, context);
shouldUpdateDefaultPaymentMethod = pluginName.equals(currentDefaultPaymentMethod.getPluginName());
}
if (shouldUpdateDefaultPaymentMethod) {
